Terms & Conditions
TERMS AND CONDITIONS OF USE
The Michigan Conference of Teamsters Welfare Fund’s (MCTWF) website is owned and operated by the Michigan Conference of Teamsters Welfare Fund. These terms and conditions of use, along with other legal notices, disclaimers, and requirements that may be contained on this website, will apply to and govern your use of this website. By accessing or using any aspect of MCTWF’s website, you are acknowledging your consent to the following terms and conditions. You must not use this website if you have any objection to any of these terms and conditions.
MCTWF reserves the right to change these terms and conditions from time to time at its discretion. Your continued use of MCTWF’s website after the posting of any amended terms and conditions shall constitute your agreement to be bound by any such changes. MCTWF may modify, suspend, discontinue or restrict the use of any portion of MCTWF’s website, including the availability of any portion of the content at any time, without notice or liability.
You may interact with or download information from any portion of MCTWF’s website for your personal, noncommercial information or use. However, you may not copy, reproduce, sell, publish, transmit, modify, display, repost, hyperlink or otherwise use or distribute any portion of the information and materials from MCTWF’s website for public or commercial purposes without the express written consent of MCTWF.
Use of MCTWF’s Website
The use of MCTWF’s website is intended for lawful purposes only. You agree not to use MCTWF’s website for any unlawful purpose or any other purpose prohibited by these terms and conditions. By accessing the website, you specifically agree not to do any of the following: (i) upload to or transmit on MCTWF’s website any defamatory, indecent, obscene, harassing, excessively violent or otherwise objectionable material, or any material that is, or may be, protected by copyright, without permission from the copyright owner; (ii) use MCTWF’s website to violate the legal rights (including the rights of publicity and privacy) of others; (iii) intercept or attempt to intercept electronic mail not intended for you; (iv) misrepresent an affiliation with any person or organization; (v) restrict or inhibit other subscribers’ use of MCTWF’s website; (vi) upload or otherwise transmit files that contain a virus or otherwise corrupted data; or (vii) download a file or software or include in a message any software, files or links that you know, or have reason to believe, cannot be distributed legally over MCTWF’s website or that you have a contractual obligation to keep confidential.
Registration and Submission to Michigan Conference of Teamsters Welfare Fund
Certain areas of the MCTWF website are accessible only to registered users. To become a registered user, you must be a MCTWF participant or covered dependent. Children below 18 years of age wishing to register, must first contact MCTWF’s Customer Communication department for authorization. In order to access the registered-user-only areas of MCTWF’s website, you will need to establish and maintain a personal username and password. You acknowledge that the use of username and password is an adequate form of security and you will not reveal this information to anyone. You are solely responsible for (1) authorizing, monitoring, controlling access to and maintaining the strict confidentiality of your username and password, (2) not allowing another person to use your username or password, (3) any charges or damages that may be incurred as a result of your neglect to maintain the strict confidentiality of your username and password, and (4) promptly informing MCTWF in writing of any need to deactivate a username due to security concerns. MCTWF is not liable for any harm related to the theft of usernames or passwords, disclosure of usernames or passwords, or your authorization to allow another person or entity to access and use MCTWF’s website using your username or password. You shall immediately notify MCTWF of any unauthorized use of your username or password and any breach of confidentiality. Until MCTWF receives this notification from you, you will be held liable for any harm ensuing from the use of your username on MCTWF’s website.
Submissions to Michigan Conference of Teamsters Welfare Fund’s Website
If any user of MCTWF’s website makes any submission by way of comment, suggestion, or question which contains any ideas, concepts or techniques, the user’s submission, and any information submitted with it, shall be considered non-confidential and shall be considered the sole and exclusive property of MCTWF. MCTWF shall have no obligation of any kind (such as compensation) with respect to the submission or any materials that accompany it. MCTWF shall be free to use or transmit to others any ideas, concepts, or techniques contained in the user’s submission and accompanying materials for any purpose whatsoever.
NEITHER THE MICHIGAN CONFERENCE OF TEAMSTERS WELFARE FUND, NOR ANY OF ITS AFFILIATES, EMPLOYEES, AGENTS, LICENSORS OR CONTENT PROVIDERS MAKES ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND REGARDING MCTWF’S WEBSITE (WWW.MCTWF.ORG), THE CONTENT HEREIN IS PROVIDED AS A SERVICE TO REGISTERED USERS ONLY. THE CONTENT IS TIME-SENSITIVE AND THEREFORE MAY CHANGE PERIODICALLY AS IT IS UPDATED. MCTWF MAKES ITS BEST EFFORTS AT MAINTAINING ACCURATE CONTENT, BUT NO CONTENT SHOULD BE RELIED UPON WITHOUT CONFIRMATION FROM MCTWF’S CUSTOMER COMMUNICATIONS DEPARTMENT. MCTWF DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT MCTWF WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE MICHIGAN CONFERENCE OF TEAMSTERS WELFARE FUND, ITS AFFILIATES, EMPLOYEES, AGENTS, LICENSORS AND CONTENT PROVIDERS SHALL NOT BE LIABLE FOR ANY DAMAGES OR LOSSES, INCLUDING, WITHOUT LIMITATION, INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL OR PUNITIVE DAMAGES, RESULTING FROM OR CAUSED BY THE WEB SITES, THEIR CONTENT, OR ANY SERVICES PROVIDED HEREIN.
MCTWF’s website and all content and images contained therein, as well as all copyright, trademark, trade dress and other rights therein are owned or licensed by MCTWF. Nothing contained on MCTWF’s website should be construed as granting, by implication, estoppel, or otherwise, any license or right in or to such information or trademarks without the express written permission of MCTWF. You agree not to copy, use or otherwise infringe upon any trademarks or service marks contained in MCTWF’s website. You further agree that you will not alter or remove any trademark, copyright or other notice from any copies of the information downloaded from MCTWF’s website.
You agree to defend, indemnify and hold MCTWF harmless to the fullest extent from and against any and all damages, losses, costs, expenses (including reasonable attorney’s fees), liabilities, demands, and causes of action arising out of or in any way related to your breach of any of the provisions of these terms and conditions.
If you have any questions or comments about MCTWF’s website, please send an e-mail to firstname.lastname@example.org (click on link to send mail) or write to us at:
Michigan Conference of Teamsters Welfare Fund
Attn: Correspondence Dept.
2700 Trumbull Avenue
Detroit, MI 48216
All personal health information is treated strictly in accordance with MCTWF’s Notice of HIPAA Privacy Practices.
Customer Services Applications
The customer services web-based applications are exclusively provided to MCTWF customers. Use of these applications is subject to the terms of agreements signed with MCTWF.
If any provision of these terms and conditions is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these terms and conditions unenforceable or invalid as a whole, and such provision shall be construed so as to limit any provision so as to make it enforceable or valid within the requirements of any applicable law, and in the event such term or provision cannot be so limited, these terms and conditions shall be construed to omit such invalid or unenforceable provisions.
MCTWF’s website is operated as a service to the participants and beneficiaries of MCTWF in the United States of America, its territories and Canada, and should be used only by residents of the United States of America and Canada. These terms and conditions will be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflicts of law provisions. If any of these terms and conditions is determined to be void, unlawful, or unenforceable, the validity and enforceability of the remaining terms and conditions shall not thereby be affected or impaired.