Your Summary Plan Description (SPD) Booklet, Schedule of Benefits and Messenger updates should be referred to for a full description of your plan of benefits.
Your SPD booklet can be accessed by clicking on the icon below. You may search for a specific topic once you have accessed your SPD by using your search option and entering a key word or phrase.
To access your Schedule of Benefits and your Summary of Benefits and Coverage, click here and then click on your plan name. If you are not sure of your plan name, contact MCTWF's Member Services Call Center at (313) 964-2400 or
You can also access the Compilation of Messenger Notifications,by clicking here (underlined text), for all modifications made to your benefit package since the November 2015 publication of the SPD. This provides you with all modifications made to your plan in one document, from the Fall 2015 through the Spring 2017 Messenger, arranged chronologically by topic.
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